Available with the kit is a Toll-Free Help Line from Monday thru Friday, 9 a.m. to 5 p.m. EST. While we cannot give you legal advise, we can help you with questions about the kit.

This Kit contains all the fill-in-the blank documents, along with complete instructions to prepare the following legal matters:


Revocable Living Trust Agreement

You place your assets into the Living Trust Agreement while you're still alive. When you pass away, your assets automatically transfer to your heirs without going through the time consuming and expensive probate court system. You can add to the living trust or revoke it entirely at any time if you wish.


Last Will and Testament

Legal experts agree - a will should be prepared in addition to the Living Trust Agreement. The reason is simple - if you add to your assets (for example, if you open a new mutual fund) and you neglect to add it to your Living Trust, it will "pour over" into the will. It will not be protected from the probate court, but it will still be covered. A will also sets up guardianship for minor children. Without a will, the probate court decides what will happen with the new mutual fund mentioned and also the guardianship of minor children.


Living Will

Decisions can be made now regarding your medical and financial situation should you become incapacitated later. Includes Living Will forms and Durable Power of Attorney forms for both health care and financial care. Prevents being kept alive for months - even years - artificially against your wishes. By limiting treatment, a living will sets limits on hospital bills which can wipe out your assets so that there is little left in your estate for your heirs.


Do I Need All Three of These Documents?

All three work together to satisfy your various legal needs. The Living Trust Agreement allows your assets to transfer directly to your heirs without the time and expense of probate court. The Last Will & Testament covers property not in the Living Trust - without a will the court decides the outcome of those assets. You can also designate who will be the guardian of any minor children with the will. The Living Will allows you to "die with dignity" and protects your estate from being depleted by hospital costs. Also included as an added BONUS in this kit is a booklet entitled ESTATE PLANNER - Things My Family Should Know. You can list all your financial and insurance information in one easy-to-use book. It's a $7.95 retail value - FREE with this kit!


System Requirements.

A computer is not necessary to use this kit. However, if you will be using the OPTIONAL 3.5" software disk in this kit, your computer must be an IBM PC or compatible, MS-DOS or any version of Windows, and any word processing program (such as Microsoft Works, Word Perfect, or other brands.)

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